In a loan scam, a crook will make you believe he may grant you a loan but will ask for money first.
A money loan is a supervised financial operation that is the preserve of banks or governments.
If you are looking for a loan, you should avoid websites of unknown organisms. Even if these organizations justify being not famous in your country as supposedly being from foreign countries. To try to convince you, they will also argue to be genuine institutions in their countries of origin. Flee also spontaneously emails received and promising you quick and easy loans.
In both cases – website of a fake organization pretending to propose loans or email of an individual – scammers will first agree to grant you your loan. But then, they will pretend that you have to pay administrative fees or other preliminary fees before you can receive any money. If you pay these fees, there will be other fees, again and again, until you stop paying and realize it is a scam. Finally, you will lose money instead of getting more !
Below an example of a loan scam email.
Hello,
You are looking for a legitimate loan? Tired of seeking loans and Mortgages? Have you been rejected by your bank? Do you need loans to clear your debts / bills? Then your financial trauma is over, we offer € 5,000.00 Min. to € 10,000,000.00 with 3% interest rate. We are certified and trustworthy. we can help with financial assistance. If you are interested do get back to us via email .. xxx@gmail.com
We advise you to fill out this form below and send it back to us.
DETAILS OF APPLICANT:
===================================
Applicant Name: ……………… .. ……
Address: ……………… …
City: ………………………… .. ………… …
State: …………………… ……………………
Country: ………………………… ………….
Gender: ………………………… ………… ..
Marital status: ………………………… ….
Age: ……………………. …………………… ..
Profession: ………………. …………………
Rate Monthly Income: ……………………
Amount Needed: ………………… .. …
Years / …………… years.
Password ……………………….
* Phone: …………………… .. ……………………… ..
* Mobile: ………………………… ………………… ..
=================================== …………… ………
Loan Purpose *
Regards.
Mr. Mark Ekpen.
Offer Apply Now
And just remember this key sentence if you ever doubt of an offer integrity : ALL LOAN PROPOSALS RECEIVED BY INDIVIDUALS ARE SCAMS !
An example of such scam :
Here comes an Affordable loan that will change your life for ever, I am Dr.Hawkins Robert a certified loan lender, I offer loan to individual and public sector that are in need of financial Assistance in a low interest rate of 2%. Bad credit acceptable,The Terms and Conditions are very simple and considerate.You will never regret anything in this loan transaction because i will make you smile. Our company has recorded a lot of breakthroughs in the provision of first class financial services to our clients, especially in the area of Loan syndication and capital provision for individuals and companies.
We have brought ailing industries back to life and we back good business ideas by providing funds for their up start. We have a network of Investors that are willing to provide funds of whatever amount to individuals and organizations to start business and operations.i want you to understand the fact that i Dr.Hawkins Robert is out to help the less financial privilege get back on track by providing all type of loans to them (E.G) mortgages, home loans business loans and bad credit loans commercial loans, start-up- working capital loans, construction loans ,car loans, hotel loans,and student loans, personal loans, Debts Consolidation Loans, what are you waiting for asap why don’t you try Dr.Hawkins Robert Loan home and be free from debts any interested client should contact me asap (xxx@gmail.com)
Regards,
Dr. Hawkins Robert.
Good afternoon,
I have been dealing with a company called Assure-finances.fr and am in the process of a loan. Please can you tell me if you know anything about this company as I have major concerns after reading this that I am in the middle of a scam?
With kind regards
Mat King
Attachment
A major scam/criminal organization uses the name Hans Fernberg and a company called Fernberg Construction.
The scammer criminal will pose as a widowed man on dating sites and/or contact you through facebook with the name Hans Fernberg, which on truth finder.com you will see no one with that name exists anywhere in the world. The criminals even have a fake business website under http://www.fernbergconstruction.com NO TAX RECORDS EXIST OF THE COMPANY (since its fake)
Please do not respond to the criminal and contact your friends, family and local authorities as these are highly dangerous criminal scammer terrorists.
The criminal scumbag will use a New York or USA phone # at first then will claim to have lost his phone on a business trip overseas. In this this particular case he said he traveled to South Africa with his fake construction company and will continually call form a South Africa #. He will have extravagant stories of his business accounts being frozen, will ask for money in promise of returning from his bullshit business trip and return the loan of money with interest.
The scammers will use your number and will also pose as FBI agents, local Banks, and Lawyers claiming to say that Hans Fernberg exists as other angles to trick you into sending money.
Again here is the fake business website: http://www.fernbergconstruction.com/
Attachment